Collective choice
Each booking signals demand for sustainable alternatives.
The Strategy
Why Politics Failed—and How We Flip the Model
For decades, top-down politics has failed to deliver meaningful climate action. The current “In-Out” model of governance places lobbying and corporate influence at the center, leaving citizens on the outside waiting for change that never arrives.
We are turning the arrows around.
OBaaC introduces the “Out-In” model of collective accountability. By securely linking our bank accounts, we gather our everyday purchasing decisions—the choices we make on the ground—and focus them inward as a unified, unignorable force. This builds the scientific consensus and voter momentum needed to force politicians to make bolder, faster climate policies.
Community driven
You're not doing this alone
Every booking is part of a growing movement. More people choosing overnight rail makes this choice easier, more normal, and more supported.
Growing momentum
Rising numbers create pressure for more green routes and services.
Shared values
Join thousands who believe travel can be better.
Bank-Grade Security. Zero Password Sharing.
To calculate your rewards, OBaaC verifies your bookings securely using Plaid.
How it works: When you connect your bank, you never share your password. The bank issues a secure, read-only digital token that works just like a valet key that allows you to lock your valuables in the glove box and in the boot of your car, while enabling a trusted parking attendant to park your car. You remain in complete control and can revoke this access instantly at any time. Millions of people use Plaid for open banking.